Injuries Board a key contributor to lower insurance

The Injuries Board reply to an article by solicitor Cian O’Carroll on personal injury claims.

The Injuries Board reply to an article by solicitor Cian O’Carroll on personal injury claims.

In an article in this publication of the 4th April 2013 entitled “Injuries Board likely to be the main cause of rise in claims” Cian O’Carroll of Cian O’Carroll Solicitors made a number of serious and unwarranted allegations published without consideration of editorial balance.

Contrary to the insinuations of the author the Injuries Board is an independent body that has positively transformed the claims environment in Ireland. Today, motor insurance premiums are 25% lower than a decade ago when astronomical legal fees and a litigation culture resulted in spiraling insurance premiums. This was achieved without impacting the compensation entitlements of a claimant in any way; claims are assessed more quickly than through litigation (9 months v 3 years) and at less than one fifth the administrative cost. The bulk of these savings relate to legal fees.

For the benefit of your readers, the Board’s role is to assess the amount of personal injury compensation due to an individual who has suffered an accident through no fault of their own. We assess claims having regard to the injuries sustained by the individual and the impact of these injuries. In doing so, we have regard to a database of historical awards (the Book of Quantum) which is available on our website This book sets out award precedents thereby ensuring consistency of personal injury awards whether assessed through litigation or the Injuries Board’s non adversarial model. To date we have made an assessment of compensation in over 60,000 cases.

In this context it is extremely disappointing that a practicing solicitor, an officer of the Court, would accuse a state body of lying and that this would be facilitated by a well regarded regional news title, not least in circumstances where the Board has challenged the insurance industry to reduce premiums, a fact that flies completely in the face of Mr. O’Carroll’s allegations.

The Board will continue to deliver on its mandate to process Personal Injuries compensation to injured victims in the most efficient manner (an administrative, not legal, process). Accordingly, as a public body we will provide information to the public regardless of explicit criticism from vested interests.

Personal injury claims, by law, are processed by the state authority, the Injuries Board: Lo call: 1890 829 121. Website: Hours: Mon/Fri 8 am – 8 pm: (Processing fee: €45).

Stephen Watkins

Director of Corporate Services

The Injuries Board